Use our FREE calculator will help you figure out your ideal filing ages and determine how it will impact your financial security in retirement.
By using this calculator, you agree to our terms and conditions and acknowledge that the financial advisor does not assume any liability for your reliance on this tool or its results. Not affiliated or endorsed by the Social Security Administration or the Internal Revenue Service. Social Security rules and regulations are subject to change at any time. Always consult with your local Social Security office before acting upon information provided herein.
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There are a number of financial situations that are not accounted for this tool, include GPO, WEP, Widow/Widower Benefits, Child Benefits, Parent Benefits, the cost to delay filing for benefits, Disability Benefits, Survivor Benefits to name just a few.
This tool does not offer tax, legal, or investment advice. Always consult with a qualified financial advisor, tax professional, or attorney for advice specific to your situation before making any financial decisions. The calculator does not guarantee the performance of any investment or the avoidance of loss through conversion.
All calculations are based on the information you provide and should not be relied upon as the sole basis for making a decision. This tool does not account for all possible situations, and makes some big assumptions about your age, filing status,and should not be used as a substitute for professional or personalized advice. The accuracy of this calculator depends on the accuracy of the inputs you enter. Changes in tax laws and other factors may affect the information provided by this tool. We do not assume any responsibility for its accuracy or applicability to your individual circumstances.
This information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Yields for You recommends that you consult with a qualified tax advisor, CPA, financial planner, or investment manager. Depending on the type of account you have, there are different rules for withdrawals, penalties, and distributions. Please understand these before opening your account.
Not affiliated or endorsed by the Social Security Administration or the Internal Revenue Service. Social Security rules and regulations are subject to change at any time. Always consult with your local Social Security office before acting upon information provided herein.
The cost to delay is the amount of money you would have to tap your savings for in order to make up for the lost Social Security income. It assumes you would need the current social security check for the entire period. It does not factor inflation or investment return.